The Pravasi Bharatiya Bima Yojana (PBBY) is a mandatory insurance policy for Indian ECR passport holders traveling to specific countries.
Accidental Death & Disability: Coverage of ?10 Lakhs for death or permanent, total disability, ensuring financial support for families.
Medical Insurance: Coverage of ?1,00,000 for medical expenses (injuries/sickness), with a limit of ?50,000 per hospitalization.
Maternity Benefit: Up to ?35,000 for female emigrants.
Family Coverage: Covers up to ?50,000 for hospitalization of the spouse and first two children (up to 21 years) in India.
Repatriation of Mortal Remains: Covers the cost of transporting the mortal remains to India in case of death.
Attendant Coverage: Covers return economy airfare for one family member in case of the insured's accidental death or disability. Premium: ?275 for a 2-year policy and ?375 for a 3-year policy.
Renewal: The policy can be renewed online.
Applicability: Mandatory for workers with Emigration Check Required (ECR) passports going to ECR countries.
Charges in Qar: 25/-
Age limit: 18-60
More details: https://pbby.iffcotokio.co.in/